What is the term for faking symptoms with a specific goal, such as financial gain?

The term "malingering" specifically refers to the deliberate fabrication or exaggeration of symptoms for an external incentive, such as financial gain, avoiding work, or obtaining drugs. This behavior is characterized by a conscious decision to misrepresent one's condition. Unlike other disorders, where there may be underlying psychological factors influencing the symptoms, malingering is motivated by a clear and identifiable goal.

In contrast, the other terms listed describe different types of conditions. Somatization disorder involves the presence of physical symptoms that are distressing but not intentionally produced, typically stemming from psychological issues. Hypochondriasis focuses on excessive worry about having a serious illness despite medical reassurance. Factitious disorder, on the other hand, involves individuals intentionally producing symptoms but primarily for the purpose of assuming the sick role and receiving medical attention, rather than for external rewards. Malingering is distinct due to its clear external motivation, making it the correct answer in this context.